Medicare Protection
Medicare provides important health coverage, but it doesn't eliminate every financial risk. Supplemental insurance can provide additional benefits for hospital stays, serious illnesses, recovery, and other expenses that may arise along the way.
Hospital Indemnity
FACT: A hospital stay can still leave you with significant out-of-pocket costs—even when you have Medicare.
Medicare helps cover inpatient care, but deductibles, copays, coinsurance, and other expenses can add up quickly. Hospital indemnity insurance provides cash benefits for covered hospital stays, giving you money you can use to help with those costs—or other expenses while you recover.
Cancer Insurance
FACT: Your lifetime chance of developing cancer is roughly 2 in 5.
A cancer diagnosis can create expenses well beyond the treatment itself. Cancer insurance can provide cash benefits following a covered diagnosis or treatment to help with medical costs, transportation, household expenses, or simply replacing some financial breathing room while you focus on recovery.
Heart Attack & Stroke
FACT: In the United States, a heart attack occurs about every 40 seconds — and so does a stroke.
A heart attack or stroke can bring unexpected medical expenses and time away from normal life. Heart attack and stroke insurance can provide cash benefits following a covered event, giving you additional financial resources during recovery.
Dental, Vision, & Hearing
FACT: Original Medicare generally doesn’t cover routine dental care, routine eye exams for glasses, or hearing aids.
Dental, vision, and hearing needs often become more important as we age—and the costs can add up. Stand-alone coverage can help with expenses such as dental exams and procedures, eyeglasses and contacts, hearing exams, and hearing aids, depending on the plan.